Bupa Worldwide Travel Insurance & The JoHo Foundation

Why ?

Why JoHo Insurances

Specialized: in emigration, work, internships, study and travel abroad.
Service: JoHo offers multiple travel insurances by multiple companies and extensive experience and support in case of problems with insurers. As well as advice and fast and personal handling.
Safe: JoHo is recognized as a trustworthy intermediary for insurances.
Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

There are a few important reasons to take out travel insurance:

The chance of getting injured or ill is generally a little bit higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.
If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.
You might have to deal with the damage, loss or theft of your luggage.

In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assitance team on standby for you 24/7 and will be able to tell you what steps to take.

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days).
Depending on your home country, your health insurance might not offer any coverage for treatment abroad.
During a long trip you might undertake special activities like paid work or volunteering. Regular travel insurances usually don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scubadiving and bungee jumping.

Decision aid and coverage

What is the difference between the 'single' and 'annual' traval insurance options?
What coverage can I choose?
Are pre-existing conditions covered?
Important documents
Get a quote or apply

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What is the difference between the 'single' and 'annual' traval insurance options?

The Annual Travel option covers all your trips up to one month per trip for the whole policy year. If you are travelling more than a month you may also extend your insurance for an extra premium per day.

The Single Trip option covers one trip up to a maximum of 12 months. If your trip turns out to be longer than first anticipated, you can easily extend it online.Whichever option you choose, your children under two years are covered free of charge on your policy

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What coverage can I choose?

The Basic Cover is a full medical plan which can be taken out on its own or you can add one or both of the options.

Basic cover

This option provides you with the following benefits:

Unlimited medical cover
In-patient treatment
Out-patient treatment
Evacuation
Repatriation
Mugging and assault
Compassionate emergency repatriation
Accompaniment
Compassionate emergency visit
Statutory arrangements in case of death
Home transportation of the deceased

Non-medical option

This option provides you with the following benefits:

Personal accident - death and disability
Baggage — theft, loss or damage
Baggage delay
Theft of passport/cash
Personal liability — property damage and bodily injury
Travel delay and missed flight connection
Hospital daily benefit
Security and legal assistance

Trip cancellation option

This option covers in case you are unable to travel due to acute illness, injury or death

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Are pre-existing conditions covered?

If you suffer from a pre-existing condition before the beginning of the trip, and if the condition has been stable the last six months prior to each departure, it is normally covered.

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