JoHo

Why ?

Why JoHo Insurances

• Specialized: in emigration, work, internships, study and travel abroad.

• Service: JoHo offers multiple travel insurances by multiple companies and extensive experience and support in case of problems with insurers. As well as advice and fast and personal handling.

• Safe: JoHo is recognized as a trustworthy intermediary for insurances.

• Social: by purchasing an insurance through JoHo you provide a talented student in The Philippines with health insurance

Why Should You Take Out A Travel Insurance?

There are a few important reasons to take out travel insurance:

• The chance of getting injured or ill is generally a little bit higher than when you would have stayed at home. The medical care you will need can be very expensive, even more so if you are treated in a private clinic.
• If you have to fly back because of family circumstances, the flights might be more expensive than your original flight because you have to fly on short notice.
• You might have to deal with the damage, loss or theft of your luggage.

In case of emergency it can be difficult to figure out what to do. A good travel insurance will have an assitance team on standby for you 24/7 and will be able to tell you what steps to take.      

Why Should You Specifically Take Out A Travel Insurance For A Long Trip Abroad?

• Often regular travel or health insurances only cover trips for a maximum number of days (for example 60, 90 or 180 days). 
• Depending on your home country, your health insurance might not offer any coverage for treatment abroad.
• During a long trip you might undertake special activities like paid work or volunteering. Regular travel insurances usually don’t cover these kind of activities. The same goes for adventurous/ hazardous sports like skydiving, scubadiving and bungee jumping.